H01 Introduction to Health Insurance MCQs

Welcome to our comprehensive collection of Multiple Choice Questions (MCQs) on H01 Introduction to Health Insurance, a fundamental topic in the field of IC38 Life Insurance Agent Exam. Whether you're preparing for competitive exams, honing your problem-solving skills, or simply looking to enhance your abilities in this field, our H01 Introduction to Health Insurance MCQs are designed to help you grasp the core concepts and excel in solving problems.

In this section, you'll find a wide range of H01 Introduction to Health Insurance mcq questions that explore various aspects of H01 Introduction to Health Insurance problems. Each MCQ is crafted to challenge your understanding of H01 Introduction to Health Insurance principles, enabling you to refine your problem-solving techniques. Whether you're a student aiming to ace IC38 Life Insurance Agent Exam tests, a job seeker preparing for interviews, or someone simply interested in sharpening their skills, our H01 Introduction to Health Insurance MCQs are your pathway to success in mastering this essential IC38 Life Insurance Agent Exam topic.

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H01 Introduction to Health Insurance MCQs | Page 3 of 5

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Q21.
What factors can influence the infrastructure of healthcare at different levels of care?

a.

The level of care

b.

Country-specific policies

c.

Socio-economic factors

d.

Availability of health insurance

Discuss
Answer: (c).Socio-economic factors Explanation:Socio-economic factors can influence the infrastructure of healthcare at different levels of care, along with other factors such as country-specific policies.
Q22.
Where are primary healthcare centers typically set up?

a.

Only in large cities

b.

Exclusively in private healthcare facilities

c.

Right up to the village level

d.

Only in government-run healthcare facilities

Discuss
Answer: (c).Right up to the village level Explanation:Primary healthcare centers are typically set up right up to the village level, depending on the country and population size.
Q23.
When did health insurance formally begin in India?

a.

Shortly before the country's independence in 1947

b.

After the nationalization of insurance industry

c.

Shortly after the country's independence in 1947

d.

In 1986 with the introduction of Mediclaim

Discuss
Answer: (c).Shortly after the country's independence in 1947 Explanation:Health insurance formally began in India with the introduction of the Employees' State Insurance Scheme in 1947.
Q24.
What is the implementing agency for the Employees' State Insurance Scheme (ESIS)?

a.

General Insurance Corporation of India

b.

Central Government Health Scheme (CGHS)

c.

Employees State Insurance Corporation (ESIC)

d.

Private healthcare providers

Discuss
Answer: (c).Employees State Insurance Corporation (ESIC) Explanation:ESIC is the implementing agency for the Employees' State Insurance Scheme (ESIS).
Q25.
When was the Central Government Health Scheme (CGHS) introduced?

a.

In 1948

b.

In 1954

c.

In 1986

d.

In 2001

Discuss
Answer: (b).In 1954 Explanation:The Central Government Health Scheme (CGHS) was introduced in 1954 for central government employees and their family members.
Q26.
What was the first standardized health insurance product introduced in India?

a.

Employees' State Insurance Scheme

b.

Central Government Health Scheme

c.

Mediclaim

d.

Commercial health insurance

Discuss
Answer: (c).Mediclaim Explanation:Mediclaim was the first standardized health insurance product introduced in India in 1986.
Q27.
What allows individuals to deduct health insurance premiums from their taxable income in India?

a.

Section 80 C of the Income Tax Act

b.

Section 80 G of the Income Tax Act

c.

Section 80 D of the Income Tax Act

d.

Section 10 of the Income Tax Act

Discuss
Answer: (c).Section 80 D of the Income Tax Act Explanation:Section 80 D of the Income Tax Act allows individuals to deduct health insurance premiums from their taxable income in India.
Q28.
What is one of the key reasons for the growth of health insurance in India?

a.

Lack of private players in the insurance sector

b.

Tax deductions for health insurance premiums

c.

High annual limits on indemnity

d.

Exclusivity to government employees

Discuss
Answer: (b).Tax deductions for health insurance premiums Explanation:Tax deductions for health insurance premiums have been a key factor in the growth of health insurance in India.
Q29.
What do the employees and the employer contribute toward the Central Government Health Scheme (CGHS)?

a.

Employees contribute fully

b.

The employer contributes fully

c.

Both employees and the employer contribute

d.

It is fully funded by the government

Discuss
Answer: (c).Both employees and the employer contribute Explanation:Both employees and the employer contribute toward the Central Government Health Scheme (CGHS).
Q30.
What is the primary aim of the Central Government Health Scheme (CGHS)?

a.

To provide healthcare only to government employees

b.

To provide comprehensive medical care to employees and their families

c.

To offer health insurance to all citizens

d.

To provide health coverage for specific diseases

Discuss
Answer: (b).To provide comprehensive medical care to employees and their families Explanation:The primary aim of the Central Government Health Scheme (CGHS) is to provide comprehensive medical care to employees and their families working in civilian jobs.
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