Q. What decision is taken if the mortality risk is found to be higher than the standard mortality table?

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Q. What decision is taken if the mortality risk is found to be substantially high and is either predicted to remain static or may increase in the future?

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Q. How is the premium to be charged to the proposer determined?

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Q. What is the standard premium charged to individuals?

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Q. What factors are considered in life insurance underwriting?

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Q. What health-related factors are evaluated in life insurance underwriting?

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Q. What is evaluated in family history for life insurance underwriting?

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Q. Which of the following is evaluated under lifestyle and habits for life insurance underwriting?

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Q. What are some examples of high-risk hobbies evaluated in life insurance underwriting?

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Q. What happens if an applicant has a history of a certain medical condition in life insurance underwriting?

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Q. What may happen if an applicant has high-risk hobbies or habits in life insurance underwriting?

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Q. What factors related to occupation are considered in life insurance underwriting?

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Q. What financial factors are evaluated in life insurance underwriting?

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Q. How does an individual's place of residence and foreign travel impact life insurance underwriting?

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Q. What happens if an individual has a high-risk occupation in life insurance underwriting?

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Q. How can an individual's financial condition impact life insurance underwriting?

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Q. What happens if an individual travels to high-risk locations in life insurance underwriting?

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Q. How does an individual's income impact life insurance underwriting?

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Q. _________________ is charged to individuals if the predictive mortality does not deviate much as compared to that indicated in the mortality table provided by the actuaries.

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Q. What are the two criteria used to assess individual risk?

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