Question

What is the underwriting approach for a proposal involving polycystic kidney disease?

a.

Classified as standard case

b.

Classified as sub-standard case

c.

Usually declined

d.

Depends on the severity of the disease

Posted under IC22 Life Insurance Underwriting

Answer: (b).Classified as sub-standard case Explanation:For underwriting a proposal involving polycystic kidney disease, it is usually classified as a sub-standard case. This means that the individual may be eligible for insurance coverage, but with higher premiums or limited coverage due to the increased risk associated with the condition.

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Q. What is the underwriting approach for a proposal involving polycystic kidney disease?
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