Q. What is the main purpose of standardization in health insurance?

View solution

Q. What is the minimum prescribed period of hospitalization before the policy provisions come into force for inpatient hospitalization expenses?

View solution

Q. Which of the following expenses related to hospitalization are generally covered under an indemnity-based Mediclaim policy?

View solution

Q. What is covered under the category of Day Care Procedures in the policy?

View solution

Q. Which of the following is not typically covered under inpatient hospitalization expenses in an indemnity-based Mediclaim policy?

View solution

Q. What type of surgeries can be classified as day-care surgeries in the policy?

View solution

Q. What is the purpose of mentioning excluded items of expenses in the policy?

View solution

Q. Which of the following is not generally covered under inpatient hospitalization expenses?

View solution

Q. What is OPD cover in the context of health insurance?

View solution

Q. What types of expenses are typically covered under OPD plans in India?

View solution

Q. What are "pre hospitalization expenses" in health insurance?

View solution

Q. In order for pre hospitalization expenses to be admissible, what condition must be met?

View solution

Q. What types of expenses are typically covered under post hospitalization expenses in health insurance?

View solution

Q. What is the most common duration of cover for pre and post hospitalization expenses?

View solution

Q. What is the purpose of the excess clause in domiciliary hospitalization coverage?

View solution

Q. Which of the following chronic or common ailments are typically excluded from domiciliary treatment coverage?

View solution

Q. What is "family floater" in the context of health insurance?

View solution

Q. How is the premium typically calculated for a family floater policy?

View solution

Q. What is the key advantage of a family floater policy?

View solution

Q. Why is covering the costs of treating pre-existing medical conditions not part of insurance?

View solution