Q. What is OPD cover in the context of health insurance?

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Q. What types of expenses are typically covered under OPD plans in India?

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Q. What are "pre hospitalization expenses" in health insurance?

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Q. In order for pre hospitalization expenses to be admissible, what condition must be met?

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Q. What types of expenses are typically covered under post hospitalization expenses in health insurance?

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Q. What is the most common duration of cover for pre and post hospitalization expenses?

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Q. What is the purpose of the excess clause in domiciliary hospitalization coverage?

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Q. Which of the following chronic or common ailments are typically excluded from domiciliary treatment coverage?

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Q. What is "family floater" in the context of health insurance?

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Q. How is the premium typically calculated for a family floater policy?

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Q. What is the key advantage of a family floater policy?

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Q. Why is covering the costs of treating pre-existing medical conditions not part of insurance?

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Q. How are pre-existing diseases typically defined in health insurance?

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Q. According to IRDAI regulations, what is compulsory for all health insurance policies?

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Q. What is the purpose of sub limits and disease-specific capping in health insurance policies?

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Q. What do some health insurance policies include as part of sub limits and disease-specific capping?

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Q. What is the purpose of co-payment in health insurance policies?

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Q. Co-payment requirements in health insurance can be either compulsory or voluntary, depending on what?

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Q. What is the purpose of a deductible/excess in health insurance policies?

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Q. How does a deductible affect a claim in health insurance?

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