Q. What is "family floater" in the context of health insurance?

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Q. How is the premium typically calculated for a family floater policy?

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Q. What is the key advantage of a family floater policy?

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Q. Why is covering the costs of treating pre-existing medical conditions not part of insurance?

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Q. How are pre-existing diseases typically defined in health insurance?

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Q. According to IRDAI regulations, what is compulsory for all health insurance policies?

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Q. What is the purpose of sub limits and disease-specific capping in health insurance policies?

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Q. What do some health insurance policies include as part of sub limits and disease-specific capping?

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Q. What is the purpose of co-payment in health insurance policies?

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Q. Co-payment requirements in health insurance can be either compulsory or voluntary, depending on what?

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Q. What is the purpose of a deductible/excess in health insurance policies?

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Q. How does a deductible affect a claim in health insurance?

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Q. In the context of hospital cash policies, what does the term "deductible" refer to?

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Q. Is the waiting period for making a claim applicable in cases of hospitalization due to an accident?

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Q. What is the purpose of waiting periods for specific diseases in health insurance?

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Q. What is the typical waiting period imposed for specific diseases by insurance companies?

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Q. What is the purpose of the waiting period for specific diseases in health insurance?

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Q. Under what circumstances does the cost of a pre-policy checkup get reimbursed by the insurer?

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Q. What type of additional cover provides coverage for certain life-threatening ailments and expensive treatment?

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Q. What does the reinstatement of sum insured cover allow the insured to do?

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