Q. Why is the role of an agent crucial in the underwriting process?

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Q. Where does the major part of underwriting take place in the insurance company?

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Q. What is portability of health insurance as defined by IRDAI?

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Q. When can the process of portability be initiated by an insured individual?

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Q. How much time in advance should an insured individual request porting to the old insurer?

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Q. Which entity maintains data about all health insurance policies issued by insurance companies to individuals?

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Q. What terms of the new policy, including the premium, are decided by the new insurance company during portability?

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Q. What is migration of health insurance, as defined by IRDAI?

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Q. When can a policyholder apply for migration of their health insurance policy?

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Q. Can insurers levy charges exclusively for migration of health insurance policies?

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Q. What is the basis for risk classification and premium determination in health insurance underwriting?

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Q. Why is age proof required in the underwriting process for health insurance?

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Q. Which of the following is considered a standard age proof for health insurance?

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Q. In which situations are financial documents typically asked for in health insurance underwriting?

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Q. What leads to the requirement of medical reports in health insurance underwriting?

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Q. How can sales personnel be viewed in the underwriting process for health insurance?

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Q. What is medical underwriting in health insurance?

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Q. What conditions should be carefully considered in medical underwriting due to their high probability of future hospitalization?

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Q. What may be required for persons above the age of 45-50 years enrolling for health insurance for the first time?

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Q. What is the primary basis for determining premium rates and sum assured in non-medical underwriting?

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