Question

What is the basis for risk classification and premium determination in health insurance underwriting?

a.

Migration history

b.

Claim history

c.

Proposal form

d.

Premium payment details

Answer: (c).Proposal form Explanation:The proposal form is the basis for risk classification and premium determination in health insurance underwriting. It contains critical information about the proposer's health and personal details, which are essential for underwriting.

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Q. What is the basis for risk classification and premium determination in health insurance underwriting?

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