Q. What is one of the factors considered when underwriting non-employer employee groups for health insurance?

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Q. What is one purpose of group health insurance underwriting?

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Q. What is one important factor that affects the premium rate for overseas travel insurance?

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Q. Among foreign countries, which countries typically have the highest premium rates for overseas travel insurance?

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Q. What is one of the primary underwriting considerations for personal accident insurance?

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Q. In personal accident insurance, what does the term "Risk group I" typically represent?

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Q. What is the general age limit for the working population (employer-employee) in personal accident insurance?

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Q. What does a family package cover in a personal accident policy typically include?

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Q. What criteria must a proposed "Group" fall under to avail of group discounts and other benefits?

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Q. What is one of the factors that can determine the premium for Personal Accident (PA) policies in group insurance?

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Q. Under what conditions can a group Personal Accident (PA) policy be issued excluding the death benefit?

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Q. How are renewals of group policies rated based on claims experience?

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Q. What happens when the claims experience for group policies is around 70 percent at the time of renewal?

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Q. The principle of utmost good faith in underwriting is required to be followed by ___________.

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Q. Insurable interest refers to ____________.

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Q. Which of the following statements about medical underwriting is incorrect?

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Q. Choose the correct option. (i) In a group health insurance, any of the individual constituting the group could anti-select against the insurer. (ii) Group health insurance provides coverage only to employer-employee groups.

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