Q. What happens when the claims experience for group policies is around 70 percent at the time of renewal?

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Q. How are renewals of group policies rated based on claims experience?

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Q. Under what conditions can a group Personal Accident (PA) policy be issued excluding the death benefit?

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Q. What is one of the factors that can determine the premium for Personal Accident (PA) policies in group insurance?

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Q. What criteria must a proposed "Group" fall under to avail of group discounts and other benefits?

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Q. What does a family package cover in a personal accident policy typically include?

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Q. What is the general age limit for the working population (employer-employee) in personal accident insurance?

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Q. In personal accident insurance, what does the term "Risk group I" typically represent?

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Q. What is one of the primary underwriting considerations for personal accident insurance?

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Q. Among foreign countries, which countries typically have the highest premium rates for overseas travel insurance?

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Q. What is one important factor that affects the premium rate for overseas travel insurance?

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Q. What is one purpose of group health insurance underwriting?

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Q. What is one of the factors considered when underwriting non-employer employee groups for health insurance?

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Q. In group health insurance, what does the term "group size" refer to?

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Q. What is one of the important factors considered when underwriting group health insurance?

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Q. How does zone-wise premium affect insurance policies?

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Q. What are standard exclusions in insurance policies?

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Q. What is the purpose of a "Counter offer" in underwriting?

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Q. What is the final step in the underwriting process?

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Q. What is the Numerical rating method in underwriting?

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