Q. What criteria must a proposed "Group" fall under to avail of group discounts and other benefits?

View solution

Q. What does a family package cover in a personal accident policy typically include?

View solution

Q. What is the general age limit for the working population (employer-employee) in personal accident insurance?

View solution

Q. In personal accident insurance, what does the term "Risk group I" typically represent?

View solution

Q. What is one of the primary underwriting considerations for personal accident insurance?

View solution

Q. Among foreign countries, which countries typically have the highest premium rates for overseas travel insurance?

View solution

Q. What is one important factor that affects the premium rate for overseas travel insurance?

View solution

Q. What is one purpose of group health insurance underwriting?

View solution

Q. What is one of the factors considered when underwriting non-employer employee groups for health insurance?

View solution

Q. In group health insurance, what does the term "group size" refer to?

View solution

Q. What is one of the important factors considered when underwriting group health insurance?

View solution

Q. How does zone-wise premium affect insurance policies?

View solution

Q. What are standard exclusions in insurance policies?

View solution

Q. What is the purpose of a "Counter offer" in underwriting?

View solution

Q. What is the final step in the underwriting process?

View solution

Q. What is the Numerical rating method in underwriting?

View solution

Q. How does non-medical underwriting differ from medical underwriting in terms of speed and premiums?

View solution

Q. What is the primary basis for determining premium rates and sum assured in non-medical underwriting?

View solution

Q. What may be required for persons above the age of 45-50 years enrolling for health insurance for the first time?

View solution

Q. What conditions should be carefully considered in medical underwriting due to their high probability of future hospitalization?

View solution