Question

What are the different factors used for assessment by underwriters?

a.

Health related factors

b.

Personal factors and environmental factors

c.

Hereditary factors

d.

All of the above

Posted under IC22 Life Insurance Underwriting

Answer: (d).All of the above Explanation:The different factors used for assessment by underwriters include health related factors, personal factors (such as personal medical history, physical build, habits and lifestyle, hobbies/avocations) and environmental factors (such as occupation, place of residence and hereditary factors).

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Q. What are the different factors used for assessment by underwriters?
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