Question

Which factors (other than health related) are included in the 2nd phase of assessment by underwriters?

a.

Health related factors

b.

Personal factors

c.

Environmental factors

d.

Hereditary factors

Posted under IC22 Life Insurance Underwriting

Answer: (c).Environmental factors Explanation:The factors included in the 2nd phase of assessment by underwriters are environmental factors such as occupation (whether hazardous or not), place of residence and occupation (whether living in countries featuring in the list of "restricted countries").

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Q. Which factors (other than health related) are included in the 2nd phase of assessment by underwriters?
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