Question

What is the base rating for diabetes based on?

a.

Duration of diabetes

b.

Presence of complications

c.

Type of diabetes

d.

Treatment and control

Posted under IC22 Life Insurance Underwriting

Answer: (c).Type of diabetes Explanation:The base rating for diabetes depends on the type of diabetes, with base ratings for Type 1 DM being higher than that for Type 2 DM.

Interact with the Community - Share Your Thoughts

Uncertain About the Answer? Seek Clarification Here.

Understand the Explanation? Include it Here.

Q. What is the base rating for diabetes based on?
Add Comment

Similar Questions

Explore Relevant Multiple Choice Questions (MCQs)

Q. What is the relationship between the degree of complications and the control of diabetes?

View solution

Q. What additional loading is required for the presence of complications like retinopathy and early nephropathy?

View solution

Q. What additional risk factor profile has an unfavorable impact on mortality?

View solution

Q. What is the significance of Diabetes Mellitus in the long-term mortality rates of insured lives?

View solution

Q. Which factors affect the underwriting risk selection of diabetic applicants?

View solution

Q. How does the duration of diabetes affect the underwriting risk selection?

View solution

Q. Which complications require additional loadings in underwriting risk selection?

View solution

Q. For which of the following purposes is a clinical review of a diabetic applicant required by insurance companies?

View solution

Q. What is diabetes?

View solution

Q. What is hyperglycemia?

View solution

Q. What is type 1 diabetes?

View solution

Q. How is type 2 diabetes treated?

View solution

Q. What is gestational diabetes?

View solution

Q. What is the major symptom of Diabetes Mellitus?

View solution

Q. What is pre-diabetes?

View solution

Q. What are the two most popular tests used for diagnosing potential pre-diabetes condition?

View solution

Q. What is the purpose of clinical review in diabetic applicants by insurance companies?

View solution
View All MCQs on IC22 Life Insurance Underwriting

Recommended Subjects

Are you eager to expand your knowledge beyond IC22 Life Insurance Underwriting? We've handpicked a range of related categories that you might find intriguing.

Click on the categories below to discover a wealth of MCQs and enrich your understanding of various subjects. Happy exploring!

General Knowledge

Expand your horizons and stay informed about the world with our General Knowledge...

Biochemistry

Delve into the intricate world of Biochemistry with our Biochemistry category....

Power Plant Engineering

Embark on a journey through the fascinating domain of Power Plant Engineering, where...

Foundation Engineering

Master the principles of Foundation Engineering with our specialized category....

Cognitive Radio

Step into the dynamic world of Cognitive Radio, where wireless communication meets...

Financial Management and Financial Markets

Master the world of finance with our Financial Management and Financial Markets...

Renewable Energy

Explore the sustainable future of energy with our Renewable Energy category. Dive...

Enzyme Technology

Unlock the power of enzymes with our Enzyme Technology category. Explore enzyme...

Chemistry

Unlock the mysteries of chemistry with our Chemistry category. Delve into the...