Question

To which types of insurance do the rules regarding Insurance Ombudsmen apply?

a.

Only group insurance policies

b.

All corporate insurance policies

c.

All personal lines of insurance

d.

Only policies issued to micro enterprises

Answer: (c).All personal lines of insurance Explanation:The rules regarding Insurance Ombudsmen apply to all personal lines of insurance.

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Q. To which types of insurance do the rules regarding Insurance Ombudsmen apply?

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Q. What type of complaints are addressed by Insurance Ombudsmen?

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Q. What is the finality of the Ombudsman's decision regarding a complaint?

Q. What must a complaint made to the Ombudsman contain?

Q. When can a complaint be made to the Ombudsman regarding an insurance company's actions?

Q. What is the maximum value of the claim, including expenses, for a complaint to be eligible for the Ombudsman's intervention?

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Q. In what circumstances will the Ombudsman pass an award to the insured?

Q. How long does the insurance company have to comply with the Ombudsman's award?

Q. Is the Ombudsman's award binding on the insurer?

Q. What is the purpose of the Right to Information (RTI) Act, 2005 in India?

Q. Who is responsible for dealing with requests for information under the RTI Act?

Q. What does IRDAI stand for in the context of the RTI Act?

Q. Under the RTI Act, what type of information may public authorities be obliged to provide to citizens?

Q. Are there any categories of information that are exempt from disclosure under the RTI Act?

Q. The ______________ has jurisdiction to entertain complaints, where value of the goods or services and the compensation claimed is up to Rs.20 lakhs.

Q. What is the main purpose of the Integrated Grievance Management System (IGMS) launched by IRDAI?

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Q. What role can the Ombudsman play in resolving disputes between the insured and the insurer?

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