The Respiratory System MCQs

Welcome to our comprehensive collection of Multiple Choice Questions (MCQs) on The Respiratory System, a fundamental topic in the field of IC22 Life Insurance Underwriting. Whether you're preparing for competitive exams, honing your problem-solving skills, or simply looking to enhance your abilities in this field, our The Respiratory System MCQs are designed to help you grasp the core concepts and excel in solving problems.

In this section, you'll find a wide range of The Respiratory System mcq questions that explore various aspects of The Respiratory System problems. Each MCQ is crafted to challenge your understanding of The Respiratory System principles, enabling you to refine your problem-solving techniques. Whether you're a student aiming to ace IC22 Life Insurance Underwriting tests, a job seeker preparing for interviews, or someone simply interested in sharpening their skills, our The Respiratory System MCQs are your pathway to success in mastering this essential IC22 Life Insurance Underwriting topic.

Note: Each of the following question comes with multiple answer choices. Select the most appropriate option and test your understanding of The Respiratory System. You can click on an option to test your knowledge before viewing the solution for a MCQ. Happy learning!

So, are you ready to put your The Respiratory System knowledge to the test? Let's get started with our carefully curated MCQs!

The Respiratory System MCQs | Page 7 of 12

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Q61.
What is the primary method used to evaluate asthma for life insurance underwriting?

a.

Medical examination

b.

Asthma questionnaire

c.

Pulmonary function test

d.

Blood test

Discuss
Answer: (b).Asthma questionnaire Explanation:The underwriting evaluation of asthma is done by evaluating the medical history, and an asthma/respiratory questionnaire needs to be obtained from the Life Assured or treating physician to help classify the severity of the condition. Therefore, the primary method used to evaluate asthma for life insurance underwriting is an asthma questionnaire.
Q62.
What information is included in the asthma questionnaire for life insurance underwriting?

a.

Frequency and severity of attacks

b.

Blood type and cholesterol levels

c.

Family medical history

d.

History of broken bones

Discuss
Answer: (a).Frequency and severity of attacks Explanation:The asthma questionnaire for life insurance underwriting includes information about the frequency and severity of asthma attacks experienced by the individual. This helps in classifying the severity of the condition and evaluating the mortality risk associated with it. Other information that may be included in the questionnaire includes triggers for symptoms, past and present treatments and therapies, history of hospitalization, occupation and smoking habits, time off work, and limitations in functional capacity or exercise tolerance.
Q63.
What is the potential impact of a history of hospitalization for asthma on life insurance underwriting?

a.

No impact

b.

Substandard loadings

c.

Declinature

d.

None of the above

Discuss
Answer: (b).Substandard loadings Explanation:A history of hospitalization for asthma is an important underwriting consideration for life insurance. It suggests a more severe form of asthma and may indicate higher mortality risk. As a result, individuals with a history of hospitalization for asthma may receive substandard loadings, depending on the severity of their condition and other underwriting factors.
Q64.
What information is included in the asthma/respiratory questionnaire?

a.

History of hospitalization

b.

Limitation of functional capacity

c.

Smoking habit

d.

All of the above

Discuss
Answer: (d).All of the above Explanation:The asthma/respiratory questionnaire includes a variety of information to help classify the severity of the condition, including history of hospitalization, limitation of functional capacity or exercise tolerance, and smoking habit (past and current).
Q65.
What tests or investigations should be obtained for underwriting evaluation of asthma?

a.

Pulmonary function tests

b.

Chest X-ray

c.

Blood tests

d.

All of the above

Discuss
Answer: (d).All of the above Explanation:All of the above tests or investigations, including pulmonary function tests, chest X-ray, and blood tests, should be obtained for underwriting evaluation of asthma.
Q66.
What is the risk associated with mild asthma in terms of underwriting?

a.

Negligible mortality risk

b.

High mortality risk

c.

Moderate mortality risk

d.

Insurable only with substandard loadings

Discuss
Answer: (a).Negligible mortality risk Explanation:Mild asthma is associated with a negligible mortality risk in underwriting evaluation. This means that individuals with mild asthma are generally considered insurable at standard rates, without any additional premium loadings or other restrictions.
Q67.
What determines the underwriting terms for moderate to severe asthma?

a.

Frequency and severity of attacks

b.

Treatment history

c.

Occupation and environment

d.

All of the above

Discuss
Answer: (d).All of the above Explanation:The underwriting terms for moderate to severe asthma depend on a combination of factors, including the frequency and severity of attacks, treatment history, and occupation and environment.
Q68.
What is bronchitis?

a.

Inflammation of the bronchial tubes

b.

Inflammation of the nasal passages

c.

Inflammation of the esophagus

d.

Inflammation of the stomach

Discuss
Answer: (a).Inflammation of the bronchial tubes Explanation:Bronchitis is a condition in which the mucous membranes of the bronchial passages in the lungs become inflamed, resulting in narrowing of and shutting of airways in the lungs, coughing spells, and breathlessness.
Q69.
What are the two main types of bronchitis?

a.

Acute bronchitis and chronic bronchitis

b.

Acute bronchitis and allergic bronchitis

c.

Chronic bronchitis and asthmatic bronchitis

d.

Chronic bronchitis and allergic bronchitis

Discuss
Answer: (a).Acute bronchitis and chronic bronchitis Explanation:Bronchitis can be classified into two main types: acute bronchitis and chronic bronchitis.
Q70.
What is acute bronchitis?

a.

A chronic cough and sputum production for at least 3 months a year for two consecutive years

b.

An inflammation and irritation of the bronchial tubes of acute onset

c.

A condition in which the mucous membranes of the nasal passages become inflamed

d.

An inflammation of the esophagus

Discuss
Answer: (b).An inflammation and irritation of the bronchial tubes of acute onset Explanation:Acute bronchitis is an inflammation and irritation of the bronchial tubes (airways) of acute onset. It is generally caused by lung infection, and viruses are the most common infectious cause of bronchitis in children.
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